Although an increasing number of Canadians are choosing to plan their cemetery monument in advance, many remain unsure about how best to set aside funding for end of life expense. At Speers, we would like to recommend the Canada Purple Shield plan as a secure and affordable option which allows you to make payments for your monument over time.
We invite you to learn more about the benefits of choosing the Canada Purple Shield plan below. For more information, or to speak to our Pre-Planning Specialist, please contact us.
The Purple Shield Advantage
Our Licensed Representative, Brad Funston, will ensure you receive the advice and respect you deserve as you take on the responsibility of planning your cemetery memorial.
In addition to Brad's support, you will have access to top-rate funding products provided through our insurance provider, Assurant Life of Canada - the largest final expense insurance provider in the country. It is important to us that you receive the coverage that best suits your needs. Through Assurant Life's offering of Purple Shield funding plans, we are able to accomplish this.
Regardless of your age or health condition, there is a plan for you. Your options range from single premium plans to multi-pay plans that are spread out over 1, 3, 5, 10, 15 or 20 years. Payments can also be made on an annual, quarterly or monthly basis via direct billing, automatic withdrawls from a chequing or savings account or to your credit card.
When you purchase a Purple Shield plan for cemetery monuments produced by Speers' supplier, Remco Memorials, the 2016 prices you are quoted are protected against inflation and are guaranteed - regardless of when the policy is activated.
Protecting your Investment
To safeguard your investment, every policy issued by Assurant Life of Canada is protected through Assuris - a not-for-profit organization that protects Canadian policy holders in the event that their life insurance company should fail for any reason. Assuris is funded by the life insurance industry and is endorsed by government. There is no cost to policyholders for Assuris protection.
For more information about Assuris, please visit www.assuris.ca
The Benefits of Advanced Monument Planning with Purple Shield
Peace of Mind: Leaving written instructions and setting aside adequate funds relieves you to worry and gives you peace of mind knowing things will be easier on your family both financially and emotionally.
Dignity and Control: Each plan includes a complimentary planning guide, affording you the opportunity to document every detail of your final wishes. This record provides guidance for your family and helps ensure your wishes are carried out with dignity and respect.
Eligibility: No matter what age or health condition, there is a plan for you. There are even guaranteed issue plans that don't require you to answer any health questions, so you can not be turned down for any reason.
Tax-Free Interest: At your option, our plans increase with tax-free interest growth.
Shelter Money: A monument plan is an excellent way to shelter money because finances cannot be touched by nursing homes, lawyers or other estate fees.
Flexible: Most plans provide flexible payment options to suit anyone's budget. You select the duration of your plan, the frequency of payments and the method of payment.
Travel Plan: Optional Worldwide Travel Assistance coverage is available to protect you and your family from the expenses that result from death occuring while travelling beyond 100 KM from your legal Canadian residence.
Final Documents Services: A Premier aftercare service, providing families with professional, knowledgeable and convenient aftercare document preparation service at a time when they need it the most, after the passing of a loved one